July Personal Credit Card Offers

  • Hilton Honors American Express Aspire Card

    Summary

    Earn 175,000 Hilton Honors miles after spending $6,000 within the first six months from account opening. Previously, the card offered up to 150,000 points.

    Positives

    • Comes with a free night reward every year, a second one after $30,000 in a year, and a third one after spending $60,000 in a year.

    • Hilton Honors Diamond status for as long as you have the card and 14x points for spending at Hilton hotels.

    • Credits: $400 in Hilton resort credits, $200 flight credit and a Clear Plus membership credit.

    Negatives

    • High annual fee of $550 and points are most valuable when used for Hilton hotel stays.

    • Priority Pass Select membership used to come with this card but this membership was recently removed.

    • $400 Hilton resort credit is broken up into two $200 statement credits that can only be used semi-annually.

    Deal Ends: 07/31/2024

    Offer

  • Hilton Honors American Express Surpass Card

    Summary

    Earn 175,000 Hilton Honors miles after spending $6,000 within the first six months from account opening. Previously, the card offered up to 150,000 points.

    Positives

    • Comes with a free night reward every year, a second one after $30,000 in a year, and a third one after spending $60,000 in a year.

    • Hilton Honors Diamond status for as long as you have the card and 14x points for spending at Hilton hotels.

    • Credits: $400 in Hilton resort credits, $200 flight credit and a Clear Plus membership credit.

    Negatives

    • High annual fee of $550 and points are most valuable when used for Hilton hotel stays.

    • Priority Pass Select membership used to come with this card but this membership was recently removed.

    • $400 Hilton resort credit is broken up into two $200 statement credits that can only be used semi-annually.

    Deal Ends: 07/31/2024

    Offer

  • IHG One Rewards Premier Credit Card

    Summary

    Earn 5 free nights after spending $4,000 within the first three months from account opening. Best-ever bonus and each certificate is worth up to 60,000 points per night.

    Positives

    • Earn 26x miles on IHG stays, 5x miles on purchases for travel, gas stations, restaurants and 3x miles on all other purchases.

    • Automatic Platinum Elite status with the ability to spend your way to Diamond Elite status and a free anniversary night certificate.

    • Global Entry or TSA PreCheck statement credit of up to $100 every 4 years.

    Negatives

    • No lounge access and the points are most valuable when used for iHG hotel stays.

    Deal Ends: 09/04/2024

    Offer

  • Capital One Venture X

    Summary

    Earn 75,000 Capital One miles after spending $4,000 within the first three months from account opening.

    Positives

    • Every year, receive a $300 annual credit for bookings through Capital One and 10,000 Capital One miles.

    • Earn 10X miles on hotels and rental cars booked through Capital One Travel, 5X miles on flights booked through Capital One Travel and 2X miles on all other purchases.

    • Complimentary access for you and two guests to Capital One lounges, Priority Pass lounges, Plaza Premium lounges, and more.

    Negatives

    • High annual fee of $395.

    • Previous higher bonus in 2022 for 100,000 Capital One miles.

    Deal Ends: N/A

    Offer